Consumer Services

Certificates & Retirement Accounts

Citizens National Bank - Consumer products to fit your every need, pricing to suit the way you handle your bank account. Our friendly and professional staff is ready to help you and answer any of your questions. We also have a variety of electronic banking products for your convenience.

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Certificates of Deposit

Ready to make that investment in a Certificate of Deposit? We offer a variety of terms and interest payment options, one of which will be great for you. Competitive rates make this investment even more attractive. Certificates are available to both consumers and businesses.

$1,000 minimum required to open

Terms begin at 30 days

Early withdrawal penalties may apply

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Individual Retirement Accounts

Choose a Certificate of Deposit that fits your retirement need. Pick a plan that is right for you – Traditional, Roth, Educational. Then choose a distribution that works for you. Rely on our knowledgeable and professional staff to answer the questions you may have.

$1,000 minimum required to open

Terms begin at 1 year

Early withdrawal penalties may apply

$25 Exit Fee

Prefer a Savings account for your IRA? We have those too. Get started on your retirement Today.

$300 required to open