promo 01
promo 02
promo 03
Previous Promo Next Promo

Commercial Services

Certificates & Retirement Accounts

Commercial Banking and Citizens National Bank - 'needs. In addition we offer lending services for any of your capital needs.


Certificates of Deposit

Ready to make that investment in a Certificate of Deposit? We offer a variety of terms and interest payment options, one of which will be great for you. Competitive rates make this investment even more attractive. Certificates are available to both consumers and businesses.

  • $1,000 minimum required to open
  • Terms begin at 30 days
  • Early withdrawal penalties may apply

  • Individual Retirement Accounts

    Choose a Certificate of Deposit that fits your retirement need. Pick a plan that is right for you - Traditional, Roth, Educational. Then choose a distribution that works for you. Rely on our knowledgeable and professional staff to answer the questions you may have.

  • $1,000 minimum required to open
  • Terms begin at 1 year
  • Early withdrawal penalties may apply
  • $25 Exit Fee
  • Prefer a Savings account for your IRA? We have those too. Get started on your retirement Today.

  • $300 required to open

  • Business Savings

    A traditional savings account that is now available to businesses. This account pays you interest each month.

  • $100 required to open

  • Health Savings Account (HSA)

    Designed to help you offset the high cost of medical expense - both personally and for your business. Lower your taxes and your medical expense with this special account. This account also pays you tax deferred interest. Got questions? We have the answers.

  • $100 required to open account