Consumer Services

Investment Accounts

Citizens National Bank - Consumer products to fit your every need, pricing to suit the way you handle your bank account. Our friendly and professional staff is ready to help you and answer any of your questions. We also have a variety of electronic banking products for your convenience.

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Money Market Account

Our Money Market Account is an interest bearing account that provides an excellent return for your investment. You are allowed up to six transfers monthly, three of which can be made by check. Unlimited withdrawals may be made in person. The interest varies and is paid monthly.

$2,500 required to open

Monthly service charge applies when balance falls below $2,500

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Checking plus Interest

An account that offers both flexibility and interest. This account is perfect for the household that needs more frequent access to funds in the account while letting the balances in the account earn interest.

$1,500 required to open

Monthly service charge applies when balance falls below $1,500

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Health Savings Account (HSA)

Designed to help you offset the high cost of medical expense. Lower your taxes and your medical expense with this special account. This account also pays you tax deferred interest. Got questions? We have the answers.

$100 required to open account

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Savings

A traditional savings account that is now available to businesses. This account pays you interest each month.

$300 required to open

Quarterly service charge applies when balance falls below $300

$3 for each withdrawal after three in any month